Harvest your wealth

Certified guidance to help you plant with purpose

Our team brings decades of experience in wealth management and financial planning, along with the professional certifications and values you’d expect from a financial partner. We focus on helping you preserve what you’ve built and grow it with intention—so you can move forward with confidence.

For us, it’s not just about numbers. It’s about earning your trust and helping you pursue what matters most. That’s the purpose behind everything we do.

Meet your
financial team
Jef W. Lockman, CFP®

Jef W. Lockman, CFP®

Founder & CEO

Joyce Torricos

Joyce Torricos

Chief Operating Officer

Your character is the harvest of your habits.

— Adrian Rogers